I have been trying to get a modification for 3 years now and have been getting the run arround by chase, they would not return calls and when i called the people answering would say the assigned rep was not avail. then in nov 2011 i was told it was denied. i was told by NACA in mar2012 that it was denied for to much equity i was never informed of that by chase. if i had known i would have sold my home over 2 years ago now they want to foreclose and not give me time to sell my home they said that there was nothing they can do to help me.
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