In the process April 20,2012 court date.
Archive for March, 2012
Now paying on a modified loan through Ocwen Loan Servicing
HSBC did loan mods for us for 2 yrs & then said they were done when the loan converted from int only to principal & int. They refuse to participate in any govt programs.
teded me and told m,e I needed some help he hoped I sought it!!!!
Have lost 5 buyers due to BOA not completing their side of paperwork in timely manner. All we needed was a \”letter of authorization\” from BOA. No return calls, no return emails, realtor said BOA approved the buyers price, but BOA would not send letter. We have been working with them since 2009 and no response until we stopped our payments as instructed by BOA in order to get \”help\” from them.
I actually sold my house in November 2010, but bank of america still has my house on file with a balance. But before I sold, I was told if I sold my home on a short sale thru the HAFA program I would get a stipend to relocate and that was never done, just like the modification I was promised before I actually sold the home. They have my home listed as a bankruptcy on my credit versus a short sale. I filed bankruptcy in 2006, not including them and paying the mortagage. But after I sell THIER property for them they list me as a bankruptcy and tell me it will be on there for 10 years. so I filed a complaint with the comptroller of currency and then BOA contacted me pretending to fix the problems. They sent a letter to the comptroller of the currency stating the problem was fixed and that we both agreed upon a resolution. They lied about the conversation. I am now reluctant to discuss anything with them without recording the conversation. They have done this to me twice. I am looking for an attorney to represent me to take all my information and look thru what went wrong with my WHOLE ordeal.
predatory lending, they put false information into loan to get it through….
I lost my job back in 2010, because my credit is important to me i immediately called Wells Fargo to notify them of this event and to see if there was anything offered that could help me as i would no longer be able to afford a $1600 payment. They offered me a temporary modification that they assured me would not hurt my credit,and after faxing back and forthe paperwork approved me and proceeded to set up 3future dated checks for withdrawl and said i would have to call back in 3mths to reestablish modification if still did not have a job. 3mths later i called back informing them still not employed,they then offered to keep same plan and set up again 3post dated checks and again said to report to them in 3mths. 3mths later when i called back they said they should of never authorized such a modification because im in Texas and that my home was under forclosure proceedings unless i paid a little over $13,000. They never sent me any paperwork stating this or warning me and if i had not called to continue on this modification i feel that i would of been just kicked out of my home one day. I think some part of this must be illegal and that at the very least they need to correct the damage done to my credit. I have all original paperwork with agreement of payments keeping me current. What can i do?
My home was foreclosed in early Dec. 2011. The firm I hired to negotiate filed a cease/desist order in Aug. 2011 to prevent foreclosure during negotiations. It is their assertion that BOA acted illegally. I attempted a modification directly with BOA twice and hired 2 firms to negotiate with BOA, both unsucessful. I also paid for a forensic audit from a third law firm.
Quicken Loans sold mortgage to Countrywide Bank.After Countrywide went out of business my mortgage went tro Bank of America account no#183191626. In Dec. 2011 Bank of Ameriva sold home loan to M&T. 3 attempts were made to Home affordable/home retention,we fit all criteria & we were turned 3 times.