i was informed by my lender on or about three different times about loan modification which never happened and so i inlisted the services of jemesom group out of florida and i guess that camto a stan still when i filed for chp.13 but i didnot include gmac.they said that my escrow acct.was short of570.00 which i mailed to them but did inclued my case number on the check.i also informed them that i was no longer employed.but i do have income in order to keep my house if they would work with me as they said they would to lower my pymnts.and get me out of this arm to a fivedmortgage that would be a big help.Thanks
Archive for December, 2011
My loan was pass on to 5 different banks with in one to two years. the last was Aurora. They told me to skip three payments and they would re-do my loan.
In the process of being foreclosed on right now… Was contacted about a class action suit against Hunter Financial Group, but found out that the lawsuit had been \”squashed\” by the banks, from what my understanding is.
I was trick into a subprime loan and being well employed and a retired vet I knew it should have been a prime loan, although my monthly payment remained the same they began to charge fees that started to eat the equity out of the home, they also pressured me to enclude my cars in the refinance but failed to pay them off fully. once I identified these problems they simply acknowledge it and continued business as normal. I was able to get out with another refinance but not before I had lost about 35.000 thousands that put me underwater. How can something like this happen in this country
In process, no sale date as of yet. they have given me 14 days to set up a meeting with them
we started out wth one mortgagae company but were sold several times without our knowledge.
I got a document from GMAC stating I was approved for a loan modification with conditions to get approved with a mortgage insurance company. I had a 2nd with San Diego National Bank for 207K. I realtor sent short sale docs to GMAC in Feb 2010. They disregarded that and forclosed in the same month Feb 2010
I want to fight back for a fraudulent bait and switch, preditory loan, a lier loan, my stated income was 7000 per year. A financial advisor now charged with Rico Racketeering and Organized crime in Western District Federal suit is still talking to them every day in total violation of my privacy rights. He used me as a straw buydr and IRS, FBI, Va. State police are investigationg for his 11 victims. he is in Lynchburg. Read Case online. Wells Fargo threatens to sell th loan to him. Said they wrote it down to 200,000 from 502,000 and I responded my heirs were willing to pay the difference between the 100 already paid and the 200.k. The only loan application I filled out was 360 month home mortgage at 6.3 and it ended up 8 three quarter, two year, interest only behind my back. Attorney held no closing. I am protected under Title II, Dept of justice for Autism, but Wells Fargo has for two years refused to acknowledge their three letters ordering them to effective communication. Obvious I was oblivious to what John L. Wynne was getting me into. He paid 16 mortgage payments, as he said he would pay all, and he got the proceeds of the loan. I have a dozen letters from him verifying all. Then he quit, said I was shit out of luck and he was going to buy the short sale for200k and own my home of 20 years and make me bag lady. I am a lifelong Virginia Artist with an accomplished resume. Trouble is, I am an idiot savant, and was duped into all his schemes. He took deeds of trust on all I owned and threatens constantly.He has lost his marbles, is a malignant narcissist, sociopath and other victims agree.
washington mutual received 35,000. for a pre payment penalty
Forclosure notice for over two years now and nothing is being done. I am still responsible for the home owners association.