Just turned down for modification which has been in process since Sept. 2008 for \”failure to product required documentation\”. They have been given \’07, \’08 tax returns, \’09 taxs extension (W2 from NY Life is not correct, stil trying to get it corrected through the IRS), all W2\’s from \’09, financial information, 8 bank statements in \’09 and \’10, the last of these resubmitted docs was in Oct. 2010, when I was told that my loan mod was in underwrtitng and I would have a final mod within 2 weeks by Kristine N. Smith with JPM Chase.. Her email is kristine.n.smtih@jpmchase.com. Then suddenly, out of the blue they wanted to verify my 23 year old \”son\’s income\” saying I had included him as an income source in my financial info. He was a full-time college student until May \’09 and did not have a full-time job until Dec.\’09 and does not live with me any longer. I refused this documentation of course, but they have had my income docs over and over again for 2+ years.. This is just as I am learning their usual strategy to delay final loan modification. I guess they are hoping the interest rates will go back to 6.75% which is my rate and they can go after me for a payment on my jacked up mortgage balance form an original amount of $284,000 to what they now claim is $326,836 and still climbing, even though they put $11,875 in arrearages in my Chapter 13 and jumped my $1223.95 trial mod payment to a \”post petition\” amount of $1274.18. Is that even allowable after a BK has been filed.. I am not seeing that in the BK law.. Also, I have been trying to obtain a payment history for a year now and according to BK law they should have furnished one to file a claim in my BK which they did not.. My BK attorney Jim Kane (804-925-9521)is also trying to obtain one.. The only thing they have given us is a spread sheet that covers part of \’09 and \’10 and does not hsow many payments that have been made..
bank of america class action, chase class action, gmac class action, ally class action, goldman sachs class action, citi class action, mortgage class action, citimortgage class action, pnc class action, BBT class action, BB&T class action
