THIS IS NOT MY LOAN. IT WAS MY MOTHERS.SHE PASSED AWAY ON 1/28/2008.I DID\’NT FIND OUT ABOUT THIS LOAN SHE HAD UNTIL MAY 2009. IN ORDER FOR HER TO GET THIS LOAN SHE HAD TO USE HER HOUSE AS COLLATERAL. SHE NEVER TOLD ME ABOUT THE LOAN.OR WERE WE NOTIFIED BY AMERICAN GENERAL THAT SHE WAS DOING THIS.
MY MOTHER AT THE TIME SHE DID THIS WAS 70 YEARS OLD AND NOT IN THE BEST OF HEALTH. HER CREDIT WAS NOT THE BEST.THERE WAS NO CO-SIGNER ON THIS LOAN. THEY DID\’NT HAVE HER TAKE OUT LIFE OR DISABILITY INSURANCE ON THIS LOAN. CONSIDERING HER AGE, THEY SHOULD HAVE.ALTHOUGH IT WAS\’NT MY LOAN, THE BANK HAS PUT THIS ON MY CREDIT REPORT!MAKING IT HARD FOR ME TO GET CREDIT. IN ORDER FOR ME TO STOP THE FORECLOSURE. I HAVE TO GET A LOAN WITH THE VERY SAME BANK IN ORDER TO STOP IT. SOME OF THE PAPERS I HAVE SINCE FOUND OF THE LOAN MY MOTHER GOT.SEEMS AS IF THIS LOAN WAS NEVER MEANT TO BE PAID BACK. THEY GAVE A 70 YEAR OLD WOMAN A 30 YEAR MORTGAGE AT 12.45%.SHE BORROWED 23000 IN 2000. AND SHE STILL OWES THEM 22000.I NEED ADVICE ON WHAT TO DO TO THIS COMPANY.THEY PUT THIS ON MY CREDIT REPORT AS IF I MADE THIS LOAN.BY DOING THIS I THINK THEY OPENED THE DOORS FOR ME TO GET THIS LOAN RESCINDED AND TO SUE ON BEHALF OF MY MOTHER, FOR PREDATORY LENDING PRACTICES. PLEASE CONTACT ME.
