Think of a kid who had their lollipop stolen except the lollipop was life
Lender would make no offers, would not allow short sale and refused to discuss options with me, advising me it was just a matter of time, before they took the house.
Lender changed the information on the loan. Income was exaggerated and there was no way that BEFORE the interest rate went up much less after the interest rate went up the payments could be made. The lender added fees to the payments. The lender agreed to accept payments to stop the foreclosure and after the payments were made the home was foreclosed anyway. The homeowner was a disabled adult who received the home from her parents estate. The homeowner was looking for a little money to do repairs on the home and was loaned way more than the home was worth at payments and an interest rate that was not what was originally discussed. Was informed that she would have to pay an outrageous \”loan application fee\” if she did not accept the loan as written. Her fixed income was approximately $800 and her mortgage payments ballooned to over $500 not including all the added fees.
I was trick into a subprime loan and being well employed and a retired vet I knew it should have been a prime loan, although my monthly payment remained the same they began to charge fees that started to eat the equity out of the home, they also pressured me to enclude my cars in the refinance but failed to pay them off fully. once I identified these problems they simply acknowledge it and continued business as normal. I was able to get out with another refinance but not before I had lost about 35.000 thousands that put me underwater. How can something like this happen in this country
Currently in a loan mod, the mod has been approved and have been paying for the last six months, but the mod took 3 years and meanwhile I was paying at a higher interest rate, and those payments were not applied against principal balance
I hAd A stroke and was in the hospitol,Customer ZService called and told me they had to start foreclosure procedings because\” I was now a bigger risk of defaulting on my mortgage because i was now disabled\” I continued to make my monthly mortgage payments, but they held them for two weeks and then treturned them, telling me they could not accept the payments. i turned all papers over to a lawyer9Robert Jiezer in Bastrop County).I made formal complaint to the Starte Attorney Generals Office. Do nothing Republican, One issue Attorny
I orig bought home in April 2006 and with so many repairs I refinanced with Homecomings for a better rate and second in December 2006 shortly after that Note was
sold to GMAC then to Deutshe Bank and now ETS of Virginia I was refused a Mod-even afterBK and now realize that this is Fraud and a Scam!~~
I am already involved in a state class action law suit,but would certainly need as much info as possible to better informed .Just look up my name and GAMC and it should show!
