I was refused a refi sevral times and was not told why. I found out that my loan was not securitized and has a cloud issue on title. The mtge from US Bank did not use a title policy or even an appraisal because they were doing acfraudulent loan. I cannot sell or refi because of the cloud issue and lack of securitization. US Bank took over Downey after they went down. They had the original loan which I believe was never securitized. I attempted to request US Bank to now securitize my loan since this was preventing me from a loan modification, a refi, or to sell my home if I have to. Now I am just a renter, paying off a mortgage for a home I do now own.

bank of america class action, chase class action, gmac class action, ally class action, goldman sachs class action, citi class action, mortgage class action, citimortgage class action, pnc class action, BBT class action, BB&T class action

US bank home mortgage is not granting me HAFA program that I qualify for, as advertised on their web site. They instead charged me lots of illegal fees and presented deceitful staements and falsified documents to BK13 court in order to gain power to foreclose on my property. I earn enough income to pay for my mortgage, if approved for the program below.
Hardship Loan Modification

This option allows you to roll interest and escrow shortage from delinquent payments into the existing loan. You may qualify for an interest-rate reduction to have the term of the loan extended.
This option may work for you if:
You can afford your regular monthly payment or a slight increase in your payment, plus other monthly expenses.
You don’t have substantial funds left at the end of the month.

bank of america class action, chase class action, gmac class action, ally class action, goldman sachs class action, citi class action, mortgage class action, citimortgage class action, pnc class action, BBT class action, BB&T class action

My home was sold when I was in BK 13

bank of america class action, chase class action, gmac class action, ally class action, goldman sachs class action, citi class action, mortgage class action, citimortgage class action, pnc class action, BBT class action, BB&T class action

I was led to believe a modification was imminent; they requested information 5 days before auction date.

bank of america class action, chase class action, gmac class action, ally class action, goldman sachs class action, citi class action, mortgage class action, citimortgage class action, pnc class action, BBT class action, BB&T class action

Grent me a modification but not in my best intrest.

bank of america class action, chase class action, gmac class action, ally class action, goldman sachs class action, citi class action, mortgage class action, citimortgage class action, pnc class action, BBT class action, BB&T class action

I am constantly getting the run around as to why my modification has not processed. We initially moved in 2008 after having the house on the market for months. We moved due to military transfer and are trying to save our home. Please help. Thanks. We have complied with the needed info to no prevail.

bank of america class action, chase class action, gmac class action, ally class action, goldman sachs class action, citi class action, mortgage class action, citimortgage class action, pnc class action, BBT class action, BB&T class action

Homeq did not offer full Hamp modification terms

bank of america class action, chase class action, gmac class action, ally class action, goldman sachs class action, citi class action, mortgage class action, citimortgage class action, pnc class action, BBT class action, BB&T class action

Very rude on the phone, unwilling to answer my questions.

bank of america class action, chase class action, gmac class action, ally class action, goldman sachs class action, citi class action, mortgage class action, citimortgage class action, pnc class action, BBT class action, BB&T class action