Countrywide did not apply all payments on our first and second mortgage. Every time we completed a modification package our loans have sold. They refuse to supply me the orginal assignments of each transfer of the loan.
Archive for the ‘Countrywide’ Category
Hard to make contact with right person; get conflicting answers; they\’re not high on finding me a solution
I completed my trial period and the bank never gave me a perminent loan modification. I have been submitting and resubmitting paper work for over 3 years to this day and now they have informed me that I can\’t get a loan modifcation because it would change the terms of the loan.
The Bank of America, N.A.’s allege Account/Security Number(s): 101374292 and allege new Account Number 101374292-7 (DURING FORECLOSURE CHANGE IN ACCT. NUMBER). REMIC/REIT The MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE PASS- THROUGH CERTIFICATES MLMI SERIES 2005-A07/A7, U.S. BANK, N.A. (allege Trustee REMIC/REIT), the Wells Fargo Bank, N.A. (master servicer), the MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (allege former beneficiary for nominee) has at no time, past, present or future, provide a loan or purchase money loan to the of the ELIZABETH TRAN ESTATE®, our known heir, beneficiary(ies), or to the [ELIZABETH TRAN], et al.
My lender was working with us prior to selleing the loan to another servicer. That servicer stated that they could not honor anything the previous lender had done. We were behind and had 60 days to pay in full. I wentcrazy to the point that I am in mental thereapy and taking medication. I do not want to lose my home please. Now this new service company is asking for all documents again and willing towork to reduce theprinicpoal of the loan threw the National Mortgage Settlement Program. Please email me and tell what and if anything can be done. I have been recieving calls that I might have this mortgage wipe out competely due to this suit. Please informa me of all. Thank You and God Bless to all..
Refinanced on 3/21/2006
CWALT TRUST 2006-OA7
received 1st statement noticed higher interest rate and negative am. Called to notify countrywide of the error, they notified me of a 3 year prepayment penalty which only made matters worse..Attempting to foreclose, held them off 2nd time with Chapter 13 BK filing.
Know that the trust has been disolved.
Was discharged in chapt 7 bk in 2009. offered trial mod in 2010, started payments then june 2011 bofa offered mod of 1100$ more per month with agreenment to waive bk discharge, i continued to make trial payments, until 10/2010 then received notice to accelerate foreclosure, so stopped paying then. filed my own dj last year, still couldn\’t get evidence in to force bofa to show party of interest, case dismissed.
My name was on the house lender takes my name off house and i did not sing any papers did not know my name was no longer on the house.
I have been behind on my mortgage since 2009. I filed bankruptcy in 2010 after the bank\’s modification did not work out. My bankruptcy was dismissed 9.13.2012 because I got behind on payments due to another reduction in pay. My original lender is CountryWide. My current servicer is Bank of America (BAC). BACrefused to speak to me about my mortgage status from 9/13/2012 until I received a foreclosure notice 11/1/12. They offered modification through DOJ program but keep putting me off. They keep stating they did not receive my financial info. It was sent overnight 2 weeks ago. My foreclosure date is 12/4/2012.
Judgment was vacated because there was no assignment to plaintiff.